Finance Calculator
📋 Monthly Budget Planner
Track all your income and expenses in one place. See exactly where your money goes and how much you can save each month.
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💰 Monthly Income
Total Income
$0.00
💸 Monthly Expenses
Total Expenses
$0.00
TOTAL INCOME
$0
TOTAL EXPENSES
$0
MONTHLY BALANCE
$0
SAVINGS RATE
0%
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Budget Breakdown
📊 50/30/20 Budget Rule
The 50/30/20 rule suggests splitting your income into needs, wants, and savings.
Needs (50%) — rent, food, utilities, transport
Wants (30%) — dining out, entertainment, shopping
Savings (20%) — emergency fund, investments
Wants (30%) — dining out, entertainment, shopping
Savings (20%) — emergency fund, investments
📋 Expense Breakdown
Add expenses to see breakdown
How to Build a Good Budget
• Track everything — list all income sources and every expense, no matter how small.
• Use the 50/30/20 rule — 50% needs, 30% wants, 20% savings and debt repayment.
• Review monthly — compare actual spending vs your budget and adjust as needed.
• Build an emergency fund — aim for 3–6 months of expenses saved before investing.
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